Choose a Gold Loan Plan That Matches Your Needs

At Skanda Gold, we believe in financial flexibility. That’s why we offer 5 tailor-made gold loan schemes, each designed to suit different borrowing needs — whether short-term, medium-term, or high-value loans.

Skanda Suvarna Scheme (0.50 Paisa/month)

Encouraging women and entrepreneurs

  • Ideal for: Short-term needs

  • Benefits: Ultra-low interest, quick repayment

Skanda Best Value Scheme (0.75 Paisa/month)

Designed for students, homemakers, and micro-businesses

  • Balanced interest + flexible repayment

  • Ideal for moderate loan amounts

Skanda Express Scheme (1.00 Paisa/month)

Maximum loan with faster approvals

  • Best for: Medium-term needs

  • Benefit: Fast processing with competitive rates

Skanda Super Scheme (1.25 Paisa/month)

Flexible high loan value

  • High Loan-to-Value ratio

  • Extended repayment tenure

Skanda High Value Scheme (1.50 Paisa/month)

For those seeking premium gold loan solutions

  • Maximum loan against gold value

  • Longest tenure & premium customer support

Common Features Across All Schemes

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Upto 85% of gold value as loan

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Minimal documentation

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100% safe storage with insurance

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No prepayment penalties